Buying guides that show the math

The savvy way to save on premium brands.

Bergdorf Goodman · $1,500 bag
Verified Sept 16, 2026
Charged to your card · Bag, full price$1,500.00
Back after the purchase
Rakuten 15% of $1,500−$225.00
Net cost$1,275.00
You saved $225 (15%)
+3,000 InCircle pts on the BG card (about $30 toward a Perk Card)
Sixt · One-week rental
Verified Sept 16, 2026
Pay Now rate$600.00
SIXT ONE Silver, up to 8%−$48.00
Charged to your card$552.00
Back after the purchase
TopCashback 8% of $552−$44.16
Net cost$507.84
You saved $92 (15%)
StubHub · $340 in tickets
Verified Sept 16, 2026
Charged to your card · Tickets $340 + fees $60$400.00
Back after the purchase
Sapphire Reserve credit, on the $400 charge−$150.00
TopCashback 10% of $340 (tickets, not fees)−$34.00
Net cost$216.00
You saved $184 (46%)
Bose · QC Ultra headphones
Verified Sept 16, 2026
List price$449.00
Holiday sale−$70.00
Charged to your card$379.00
Back after the purchase
Amex Platinum offer, $75 on $300+−$75.00
Rakuten 2% of $379−$7.58
Net cost$296.42
You saved $153 vs. list (34%)
Mr Porter · First order
Verified Sept 16, 2026
Order$1,200.00
New-customer code 10%−$120.00
Charged to your card$1,080.00
Back after the purchase
Amex Offer, $100 on $500+−$100.00
Rakuten 2% of $1,080−$21.60
Net cost$958.40
You saved $242 (20%)
Vrbo · One-week stay
Verified Sept 16, 2026
Charged to your card · Rental $1,700 + fees and tax $300$2,000.00
Back after the purchase
TopCashback 6% of $1,700 (rental, not fees)−$102.00
One Key Silver 1% of $1,700, as OneKeyCash−$17.00
Net cost$1,881.00
You saved $119 (6%)
+4,000 Sapphire Preferred pts if Vrbo codes as travel (about $60 in transfers)

One page per brand that shows how to pay 10% to 30% less on the same item, at the same store, without waiting for a sale: the cashback portal paying the most today, the offers and credits already sitting on the cards you carry (Amex, Chase, Citi, Capital One, Bilt), the one code that works, and the week it's cheapest to buy. Built around your card ecosystem, not a coupon feed. Rates checked weekly. No pop-ups.

Every rate verified against the portal's own store page, by a named team. Free.
65
Retailer stacks, each verified against the portal's own store page
5
Card pages, written as what the card changes, not reviews
41
Live Amex and Chase offers tracked, with expiry and stacking rules
0
Countdown timers, expired codes, or "act now" anywhere on the site
How stacking works

Three layers. Sometimes four.

Premium purchases aren't supposed to be cheap. But they almost always cost less than the sticker if you know how to stack the right discounts in the right order.

We publish the verified stack for each retailer, refreshed weekly. No spam, no "act fast." Just the order of operations that actually works at checkout.

Read the full explainer →
01
Cashback portal
Rakuten, TopCashback, Active Junky
+2-15%
02
Credit card / Amex Offer
Category bonuses + active offers
+1-10%
03
Promo code or referral
Stack with portal when allowed
+$20-20%
04
Seasonal timing
If you can wait
Varies
Paxton Pennington
The team

A small team, reading the fine print so you don't have to.

Stackable was founded by Paxton Pennington after a search for the best week to buy luggage turned up only coupon sites that were wrong, expired, or worse. The team reads the portal's own store page, the issuer's offer terms, and the retailer's policies for every page, on the date shown, and puts a real name on the work. Who we are →

Weekly, no filler

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One email a week. The best current stack on three to five premium retailers, plus any cashback rates worth jumping on. No clickbait. Unsubscribe in one click.